Credit and Fraud Risk (CFR) is a global function, responsible for making the right credit and fraud risk decisions that uphold operational excellence, drive growth, and accelerate innovation across American Express. CFR combines technology and infrastructure with new computing techniques to make better risk decisions and provide real-time customer communications and fraud servicing.
How will you make an impact in this role?
You will join a team responsible for supporting and collaborating in the definition of credit strategies and models, credit risk monitoring and governance for the acquisition of individuals and small companies.
Thanks to your strong analytical mindset and data manipulation skills you will work on projects to implement automated monitoring systems while deep-diving on identifying opportunities of growth. You will be involved with the CFR International Centre of Excellence teams on defining and implement the best-in-class modelling solutions and strategies dedicated to acquisition for individuals and small companies.
Minimum Qualifications:
quantitative degree required.
from around 4 to 10 years of relevant work experience in any of these fields: Credit Risk, Modelling, Consulting, Data and Analytics.
Experience in automated reporting, models and analytical systems.
Strong analytical skills and professional proficiency in SQL and Python and automation tools (PowerBI is a plus).
Understanding of Credit Risk Modelling (preferred if Machine Learning).
Demonstrated ability to work collaboratively in a team environment and a strong willingness to learn.
Proficient in English and Italian.
Credit Bureau knowledge is a plus.
Non-considerations for sponsorship:
Employment eligibility to work with American Express in (the country) is required as the company will not pursue visa sponsorship for these positions.
Applicable National Collective Bargaining Agreement: Terziario, Distribuzione e Servizi
Salary Range: €48.000 to €72.000 annually + bonus + benefits
The advertised salary range is based on full-time employment and will be prorated for part-time roles.
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
